Editor's letter.
The world of banking has had its fair share of ups and downs over the past few years. Whether it's branch closures, new internet services, competition from banks overseas or the war for credit card customers, UK banks haven't been able to stand still for a minute.
This issue we talk to the chief movers and shakers in two very different banks, both of whom are CIMA members. Sir John Shaw, governor of the Bank of Scotland (page 30) explains why jumping on the bandwagon is never a good idea and argues that common sense combined with understanding the needs of customers is all that's required for success. Douglas Flint, group finance director at HSBC (page 24), meanwhile, describes the challenges facing one of the largest global banking groups.
Meanwhile, many investment banks are culling staff because of the plunging Nasdaq and dotcom failures. As in other businesses, financial management is never more important than when times are difficult, and these banks are crying out for the expertise of management accountants who can combine financial skills and an understanding of the business (page 26).
For those who want to develop their business and strategy skills yet further, the MBA is still a key qualification and can be a great boost up the corporate ladder. But will just any MBA do, or does the right school mean everything? More to the point, is it worth the hefty investment in time...
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